![]() ![]() If you’re wondering how long you can finance a used car, here’s what you need to know. Even with the most generous lenders, there’s usually a maximum loan term you can choose. Lenders typically provide loans that range from 36 to 72 months, but longer and shorter loan terms are available. ![]() You pay the money back over a fixed period of time and pay interest on the amount you borrowed. ![]() An auto loan allows you to purchase a car without paying the entire cost upfront. Total interest charges will be higher if a GFV or balloon final payment is selected.If you’re in the market for a used car, you might be thinking about getting a loan. Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. If Toyota Car Insurance is purchased online, the issuer and insurer is Adica. The insurer of Toyota Car Insurance is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). Toyota Car Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is facilitated by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 as agent for, and on behalf of, the insurer. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS and Target Market Determination for the relevant product available from participating Dealers, via our website at or by calling 137 200. This advice is general in nature and does not take into account your objectives, financial situation or needs. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. Terms, conditions, fees and charges apply. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. The information provided is general in nature. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. ![]()
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